Federal Employee Professional Liability – FAQs

Who is elgibile and how can they apply?

Only full/part-time federal employees (including military federal civilian employees) are eligible to apply for Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) plans.

    If You Download the Application - Please Note: Your future Starr Wright USA premiums can be paid automatically from your account at your financial institution on a Monthly, Quarterly, or Annual basis through Electronic Funds Transfer (EFT). To sign up for EFT: download, complete, and return our EFT Form along with your completed application.

Is this coverage really worth the cost?

Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) costs $292, $342, $350. or $400 per year depending upon which plan is chosen. The annual premium can break down to less than $1 a day. A disciplinary action or investigation will cost more than the annual premium of this insurance plan. Starr Wright USA FEPLI plans can potentially save you thousands of dollars.

Is it true my Agency will reimburse me for 50% (or more) for the premium for my Wright FEPLI coverage?

Yes, the federal government considers this protection so important your agency may be authorized to reimburse qualified employees 50% or more of your Wright FEPLI premium. Please contact your Office of Human Resources to find out if you are eligible and the procedures to process a reimbursement request from your agency.

When do benefits Begin?

Benefits are effective the day your application is received (subject to applicable subsequent premium payment).

Does Starr Wright USA have any plans specifically designed for federal government new hires?

Yes, Starr Wright USA' has a unique Professional Liability progtram called Career Builder specifically for federal employees within their first three years of service.

Do any of Starr Wright USA's plans provide coverage for Security Clearnace Proceedings?

Yes, Starr Wright USA's World Wide and Career Protector plans provide coverage to defend against administrative proceedings to revoke an insured's security clearance.

Does Starr Wright USA’s FEPLI policy provide protection for an error or omission directly related to the Law Enforcement Officers Safety Act (LEOSA)?

Yes, Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) includes coverage to protect qualified active federal law enforcement officers against any liabilities arising out an act, error, or omission as defined and authorized by the Law Enforcement Officers Safety Act at no additional cost. Qualified active federal law enforcement officers will be protected when taking reasonable action to:

  • assist other law enforcement officers from other agencies,
  • protect an individual in your presence from a crime of violence,
  • provide immediate assistance to an individual who has suffered or who is threatened with bodily harm, and/or
  • prevent the escape of any individual who you reasonably believed to have committed a crime of violence in your presence.