Federal Employee Professional Liability – Rates

Annual Rates below apply only to full or part-time federal employees. You must be a full/part-time federal employee (including military federal civilian employees) to apply for Starr Wright USA’s Federal Employee Professional Liability Insurance (FEPLI) plans.

If you've been a federal employee less than three years, are a GS-11 or less (or equivalent), and have never purchased Professional Liability Insurance before; we have a special plan just for you called Career Builder.

Defense Coverage
Plan
Annual
Rates
Liability Limit
Administrative
Criminal
Employment Practices
LPS

Basic

$292
$1,000,000
$200,000
$100,000
N/A
N/A

Basic Plus

$342
$1,000,000
$200,000
$100,000
N/A
Included

World Wide*

$350
$2,000,000
$200,000
$200,000
N/A
N/A
Career Protector**
$400
$2,000,000
$200,000
$200,000
$200,000
Included


LPS (Loss Prevention Services) Endorsement provides up to 2 hours of phone consultation with a legal professional to try to reduce your liability exposure before a claim is filed.

* Plan includes Security Clearance coverage (at no extra cost) to defend against any administrative proceedings to revoke an insured's security clearance.

* * Plan includes Security Clearance coverage as well as Law Enforcement Officers Safety Act (LEOSA) Coverage and State Conceal and Carry Self-Defense Off Duty Coverage at no extra cost.

Regardless of which plan you choose, keep in mind all federal agencies are required by law to reimburse qualified employees up to half (50%) of their annual premium for their coverage.

If You Download the Application - Please Note: Your future Starr Wright USA premiums can be paid automatically from your account at your financial institution on a Monthly, Quarterly, or Annual basis through Electronic Funds Transfer (EFT). To sign up for EFT: download, complete, and return our EFT Form along with your completed application.