10-Year Level Group Term Life Insurance - Rates

Rates described in this section apply only to eligible current/retired federal employees and their families. (See Plan Details for a complete description of eligibility.)

Starr Wright USA’s affordable 10-Year Level Term Life Rates are based on current age, gender, and health. You may calculate your annual premium using the form below.

Calculate Your Annual Premium

Coverage Amount



Tobacco User

Please Note: This calculator aims to provide an estimate of the annual premium you would pay for this insurance. While we strive to make the calculator as accurate as possible, we cannot guarantee its accuracy in all cases and instances. Using it does not guarantee your insurability.

If you wish to see exactly how premiums are calculated, you may view the 10-Year Level Term Life Rate tables for the following face amounts:

You can download, complete, and return the signed application to the Plan Administrator listed on the form. Be sure to answer all the questions on the application. You may be contacted about additional requirements that may be needed to confirm your proof of insurablity.

If You Download the Application - Please Note: Your future Starr Wright USA premiums can be paid automatically from your account at your financial institution on a Monthly, Quarterly, or Annual basis through Electronic Funds Transfer (EFT). To sign up for EFT: download, complete, and return our EFT Form along with your completed application.

If you have any questions during the application process, please call 800-424-9801 for assistance.

Insurance provided by ReliaStar Life Insurance Company, a member of the Voya® family of companies. Home and Administrative Offices: Minneapolis, Minnesota. Policy form LP00GP. Product availability and provisions may vary by state. The group policy is sitused in the District of Columbia and is governed by its laws.

Unsure how much Life Insurance coverage you need? Use this Life Insurance Needs Calculator to find out.