Federal Employee Umbrella Liability - Alternate Plan

Starr Wright USA is pleased to offer an Alternate Umbrella Liability Insurance plan if your pay grade is less than GS-11 or if you are a former federal employee. This plan is currently NOT available to those residing in: Alaska, Georgia, Hawaii, New Hampshire, Louisiana, South Dakota, Vermont, and West Virginia.

To receive a quote for liability limits from $1,000,000 to $5,000,000 please download and complete the application below.

Benefit Highlights

  • Liability Limits of $1,000,000 to $5,000,000 in $1,000,000 increments
  • Coverage available for drivers under the age of 21
  • Coverage available for drivers over the age of 79
  • Restrictive to your residing State
    • we may be able to provide coverage for drivers over the age of 89
    • we may be able to provide coverage if you have had one (not more) Major violation (excludes youthful drivers) within the past 5 years
    • Optional $1,000,000 Uninsured/Underinsured Motorists (UM/UIM) available in excess of required underlying limits for each plan level at an additional premium per policy year.

Plan Details

Required Underlying Insurance Limits

Exposures Coverages Minimum Required Underling Limits
Personal Automobiles Bodily Injury


Property Damage
Combined Single Limit
$250,000 Per Person,
$500,000 Per Occurrence

$100,000 Per Occurrence
$300,000 Per Occurrence
Personal Property Combined Single Limit $300,000 Per Occurrence
  • Primary Insurance carrier for Personal Auto or Home must be with an Admitted carrier with an A.M. Best’s Rating of B+ (VII) or higher. Click here to look up your carrier